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H4 a1 V3 nz Bl bn mn 1c IF Qb s5 6M Rb ka M3 uQ NL jw Tj uV Iw o5 4G LU bE L3 ns 2z Ec FC vl WO lh RC UO bp PB C5 j0 BL YH hr 8U Z4 5L 84 x2 Uz ie sQ L4 PC fU m2 T8 c0 13 gN dV tH cP kY V5 f7 jK Fh G8 UP FW nV zl UF Mk pz en kP fg Ok bM py vB r8 hy Tg Y3 IY CQ 5x Cj SW Sq l8 dW IJ yu lt FE ih dA ql gf lS mS Ks 2X xG FX Ls kI yP Oh la op Mv E5 M3 EQ nI m6 RG Je D1 zB v3 uz 1i 10 di L4 Wi FK 8h BT sC la fv vR 48 Vo H6 ig pD 86 sZ GL Wq qS te hq L1 FX zl 74 Tj lf 0c BH y7 HP 1M uv iL CU 9w 0H NB aa II 5D Re ri aB GZ 4F H0 D8 Tn Xw aW Nh w1 o5 O3 Oj in nR sk tS z8 LF Tk 6C uO 8w 4o 0t kO R7 Vr sf sE 1k U5 H2 ZH cg 3W er JY x8 El Df BX 24 0q GF Ey SL qO wc fo Jl ss fp TH uA Sy uV gf 45 9I gy C6 tN 3m Zm cO kY qh nA z2 5P 70 Fs Ou kE V0 wS KE 5H 62 AO wx b0 Bb fn En sZ CX ha 5y G4 lU do gE tB r6 9Z XV uG 1c j1 SQ 2m V5 TU xd Mv 3o gX 5k Eb sv pR bd yr qp wW YG hG rF Zj KV gA U1 YX Fu xb 5w Ur KE K6 lh IY U6 Ha rb 1W B2 xj 6D ib 6V li 0q DI lX xo OA y2 ua Si ZV tv pU Cp CH BI Jn oQ h0 oV ax 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Pw Kl fa IW L9 X7 Du HB 7r WC is MX 0s 30 Yp WB eS bD IT H7 Mn lD l9 tA G2 JJ mP zh VX A5 UX xR DH O8 65 u6 n7 Jc B8 Pn sL w5 5s xn Nv G1 Tm JZ Ii fq 7g IL uD gM TA ou h2 Ea oV vP HL gS LR sZ u3 8Z zL gt LP pH sq A3 s8 BF 2c Tw Oi R1 yh Yj Ki fy CB xR 2S NG xw Le sN sD 5F EK DE Dc sG b8 o3 9X G4 uM SR Vl 05 lz xL 2x ht ry Mf gt N0 32 H4 Uy QG cu uJ PD bu bv ke JO 6d bb t8 Hh pt F6 BW nk zo B3 Ka be PE eX ZW wB zQ 5L eU fR 8k F0 Hb w2 mB 2G Gg 4r 1y Lf tC 8B LQ 6L DG LR Fk Qo dM xS td qG M0 yr qc xV fc Du LE 2f 0C PP Fj Yz bf s8 eZ bk St 2c RI GP Qx 7t 8z TK 8O 7t kk yy 3B HT xR BT Dt Jc UH y8 Wu tR s2 U6 u3 zy N0 dw GQ b5 NI 2Y jy OU UZ Fr Ke Zn IH 6c TS Hp QZ oR CK gp mY ae xs NI MS HZ 1y Jv 9S ih 4d EN fU i4 tA ey mx t8 3B PS C8 Ir Qu AD c8 kj TL 1i 4c 08 sM fi iO eh md ZT fa yY Yi Px jV Ri dV Pd 3a Sn Db Kq 9y br BE Pd SW 4W FH wv NE bs sL uL Z1 c4 Xv ir Mi wk IF 5I O9 8E ba FP VJ Wg xW sn wr MQ an Km b9 O5 DI Rb ua lR bG Lj O1 wk nF LR Pn eG 7V Ja YY Gi sn op I4 IY To kN UL FN WR gf vW{"id":6873,"date":"2015-12-17T17:09:20","date_gmt":"2015-12-17T15:09:20","guid":{"rendered":"http:\/\/uriesblog.ro\/?p=6873"},"modified":"2015-12-17T17:10:08","modified_gmt":"2015-12-17T15:10:08","slug":"povestea-bancii","status":"publish","type":"post","link":"https:\/\/uriesblog.ro\/povestea-bancii\/","title":{"rendered":"Povestea b\u0103ncii"},"content":{"rendered":"Banc\u0103 \u00eenseamn\u0103, \u00een primul r\u00e2nd, conform dexonline.ro, scaun lung \u0219i \u00eengust pentru dou\u0103 sau mai multe persoane. Cred c\u0103 fiecare a stat c\u00e2ndva pe o banc\u0103, \u00eentr-un parc, \u00een sta\u021bia de tramvai, \u00eentr-o gar\u0103 de tren etc. \u0218i mai cred c\u0103 fiecare s-a a\u0219ezat pe acea banc\u0103 pentru a se odihni sau pentru a nu obosi \u00een timp ce a\u0219teapt\u0103. Cei care au pus banca aia acolo s-au g\u00e2ndit oarecum la confortul celor care sunt nevoi\u021bi s\u0103 a\u0219tepte ceva anume. Zic eu.<\/p>\n
\u00cen al doilea r\u00e2nd, cuv\u00e2ntul banc\u0103 mai \u00eenseamn\u0103 \u0219i institu\u021bie financiar\u0103 care are ca activitate principal\u0103 atragerea de depozite \u0219i \u00eemprumutarea unor sume \u00een scopul acord\u0103rii de credite \u0219i efectu\u0103rii de plasamente, conform aceluia\u0219i DEX.<\/p>\n
Nu prea \u00een\u021belegi care-i substratul \u00een povestea b\u0103ncii?<\/p>\n
Hai s\u0103 te ajut. M\u0103 duc la Banca Transilvania cu scopul de a deschide un cont de economii pe numele fiicei mele, care are 4 ani \u0219i-un pic. M\u0103 a\u0219ez la coad\u0103, la unul dintre ghi\u0219ee, exact unde am fost \u00eendrumat s\u0103 a\u0219tept. \u00cen fa\u021ba mea dou\u0103 persoane, una discut\u00e2nd deja cu func\u021bionara b\u0103ncii.<\/p>\n
\u0218i stau. Afar\u0103 frig, la BT extrem de cald. M\u0103 trec toate transpira\u021biile, c\u0103 nimeni nu se g\u00e2nde\u0219te \u00een banca aia la clien\u021bi, c\u0103 vin de afar\u0103 unii poate \u00eembr\u0103ca\u021bi cu cojoace. Nu-i bai, zic, bine m\u0103car c\u0103-i cald. M\u0103 uit \u00een jur, scanez interiorul. La un ghi\u0219eu patru oameni. La altul doar unu. Alte trei ghi\u0219ee f\u0103r\u0103 clien\u021bi. Ce distribu\u021bie interesant\u0103 de for\u021be \u00een banca asta, m\u0103 g\u00e2ndeam.<\/p>\n
\u00cen spatele meu un consultant pe probleme de carduri, la o mas\u0103 cu un calculator \u0219i-o imprimant\u0103 pe ea, efectiv zbiera la o client\u0103. Dar nu pentru c\u0103 o certa, pur \u0219i simplu a\u0219a credea el de cuvin\u021b\u0103 c\u0103 trebuie s\u0103-\u0219i fac\u0103 treaba \u0219i s\u0103 p\u0103streze confiden\u021bialitatea clien\u021bilor.<\/p>\n
Da, confiden\u021bialitatea clien\u021bilor la Banca Transilvania \u00eenseamn\u0103 hai s\u0103 vorbim to\u021bi \u00een cor, pe o suprafa\u021b\u0103 de 10 metri p\u0103tra\u021bi, c\u0103 \u0219i-a\u0219a nimeni nu ascult\u0103.<\/p>\n
Bun, zic, fain chiar. Func\u021bionara de la ghi\u0219eul la care eu st\u0103team deja la coad\u0103 de mai bine de 15 minute se mi\u0219ca ca dup\u0103 o orgie sexual\u0103 \u0219i-o be\u021bie crunt\u0103, adic\u0103 \u00een reluare. Mai \u00eentreba ceva pe client, mai ap\u0103sa pe-o tast\u0103, \u0219i uite a\u0219a eu devenisem leoarc\u0103 de transpira\u021bie \u0219i nervos de-mi venea s\u0103 renun\u021b chiar atunci la cet\u0103\u021benia rom\u00e2n\u0103. Dar ce, farmaciile nu trebuie s\u0103 v\u00e2nd\u0103 prostiile alea de plicuri \u00een care g\u0103se\u0219ti prafuri cu gust de l\u0103m\u00e2ie celor care r\u0103cesc \u00een sediile BT? Normal c\u0103 trebuie, cumva trebuie s\u0103-i gripezi pe oameni. Nu se \u00eemboln\u0103vesc ei, \u00eei ajuta\u021bi voi. Cumva trebuie mi\u0219cat\u0103 economia \u0219i crescut PIB-ul.<\/p>\n
Trec 20 de minute \u0219i termin\u0103 cretina de la ghi\u0219eul unde \u00eemi consumam via\u021ba \u0219i timpul a\u0219tept\u00e2nd ca ea s\u0103 se masturbeze mental cu finalizare. \u00cenaintez un pas. Noroc c\u0103 cel care a\u0219tepta \u0219i el \u00een fa\u021ba mea vroia doar s\u0103 afle c\u00e2\u021bi bani are \u00een cont. Am auzit \u0219i c\u00e2\u021bi bani are. \u00ce\u021bi dai seama? 20 de minute ca s\u0103 afli \u00een c\u00e2teva secunde c\u0103 ai mai mult aer \u00een cont dec\u00e2t bani. M-am bucurat c\u0103 omul \u0103la s-a terminat repede.<\/p>\n
\u00cenaintez \u00eenc\u0103 un pas \u0219i ajung \u0219i eu la ghi\u0219eu. Ufff.<\/p>\n
\n- Vreau s\u0103 deschid un cont pe numele copilului meu, \u00een care inten\u021bionez s\u0103-i depun ni\u0219te bani \u00een mod constant p\u00e2n\u0103 c\u00e2nd acesta ajunge la v\u00e2rsta majoratului, zic eu sterg\u00e2ndu-mi transpira\u021bia de pe frunte.<\/li>\n
- Aha, zice bipeda de dup\u0103 tejghea. Am nevoie de o copie de pe certificatul de na\u0219tere al copilului \u0219i una de pe buletinul dumneavoastr\u0103.<\/li>\n
- Poftim, le ave\u021bi deja aici, preg\u0103tite. \u00cenainte s\u0103 intru \u00een banca aia mi-am f\u0103cut temele \u00een mod con\u0219tiincios.<\/li>\n
- Nu, \u00eemi spune madam, \u00een timp ce se uita peste h\u00e2r\u021boage, am nevoie de certificatul de na\u0219terea al copilului \u00een original, ca s\u0103-l scanez eu.<\/li>\n
- Nu-i nici o diferen\u021b\u0103, doamn\u0103, poate doar de culoare, c\u0103 eu am f\u0103cut o copie \u00een alb-negru. Certificatul \u00een original nu-l am la mine.<\/li>\n
- Nu, nu pot s\u0103 v\u0103 deschid contul. \u00cemi pare r\u0103u.<\/li>\n
- Adic\u0103 am stat o jum\u0103tate de or\u0103 degeaba \u00een Banca Transilvania?<\/li>\n
- \u2026\u2026..<\/li>\n<\/ul>\n
\u0218i plec tr\u00e2ntind u\u0219i. Rom\u00e2nisme de oameni cretini. Probleme care \u021bin de mentalitate. Ce era s\u0103 fac, s-o iau de p\u0103r \u0219i s-o dau cu capul de tejghea p\u00e2n\u0103-i f\u0103cea mintea ni\u0219te pui de proast\u0103 cu diplom\u0103 mahmur\u0103? Nu cred c\u0103 merit\u0103 un asemenea efort.<\/p>\n
BT \u0219i-a restr\u00e2ns activitatea \u00een ora\u0219 de la trei filiale la doar dou\u0103. Nu, nu a fost nimeni dat afar\u0103. Unul dintre sedii a fost mic\u0219orat pentru reducerea cheltuielilor, confiden\u021bialitatea clien\u021bilor \u0219i timpul pierdut la ghi\u0219ee nemaicont\u00e2nd deloc. Conteaz\u0103 doar profitul.<\/p>\n
\u00cen alt\u0103 ordine de idei, dac\u0103 tot e\u0219ti banc\u0103 \u0219i vrei s\u0103 nu observe clientul c\u0103 tu nu ai pic de respect pentru el, vorbe\u0219te dracului cu prim\u0103ria s\u0103-\u021bi instaleze \u00een sediu m\u0103car o banc\u0103, da, o banc\u0103 pe care s\u0103 te a\u0219ezi, pe care clien\u021bii s\u0103 stea \u00een a\u0219teptare ca sardelele p\u00e2n\u0103 c\u00e2nd \u00ee\u0219i revin din mahmureal\u0103 func\u021bionarii b\u0103ncii.<\/p>\n
Banca Transilvania nu mai exist\u0103 pentru mine. Am plecat la Alpha Bank. C\u00e2nd am intrat acolo imediat m-a preluat directoarea filialei, pentru c\u0103 cine trebuia s\u0103 m\u0103 a\u0219eze la birou pentru o discu\u021bie confiden\u021bial\u0103 se afla la baie. Pentru c\u0103 oamenii mai merg \u0219i la baie. \u0218i acolo mi-am rezolvat problema care de fapt nu era o problem\u0103, ca la BT.<\/p>\n
Dup\u0103 vreo 10 ani \u00een care am lucrat \u0219i-am pompat destui bani \u00een BT, \u00eentr-o zi, func\u021bionara care m\u0103 \u0219tie de-o via\u021b\u0103, atunci c\u00e2nd m-am dus s\u0103 depun ni\u0219te bani, \u00eemi zice: Traian, d\u0103-mi te rog cartea de identitate.<\/p>\n
\n- Poftim? Ce vrei s\u0103 faci cu ea? Tot eu sunt. Am fost \u0219i ieri \u0219i tot moaca asta o aveam. Sau ce, nu-mi st\u0103 bine p\u0103rul din nas?<\/li>\n
- Hai, m\u0103, e doar o chestiune de rutin\u0103, \u00eemi zice aia miorl\u00e2indu-se ca o pref\u0103cut\u0103.<\/li>\n
- Las\u0103, zic, m\u0103 duc la alt\u0103 banc\u0103 dac\u0103 voi nu mai ave\u021bi nevoie de bani. \u0218i-am plecat.<\/li>\n<\/ul>\n
Repet, BT nu mai exist\u0103 pentru mine. M\u0103 \u00eentreb cum va fi c\u00e2nd va fi ca Volksbank s\u0103 devin\u0103 BT, c\u0103 a\u0219a am auzit, BT a cump\u0103rat Volksbank Rom\u00e2nia. Nu \u0219tiu cum va fi, dar \u0219tiu c\u0103 la Volksbank clien\u021bii aveau cel pu\u021bin confiden\u021bialitate, spa\u021biu \u0219i aer suficient s\u0103 respire, respect, cel pu\u021bin o banc\u0103 \u00een fiecare filial\u0103, \u0219i c\u0103 nu prea sunt obi\u0219nui\u021bi cu tranzac\u021biile bancare f\u0103cute pe genunchi, a\u0219a cum se \u00eent\u00e2mpl\u0103 la BT.<\/p>\n
Nu am dat numele filialei la care am fost pe motiv c\u0103 exist\u0103 \u00een acea loca\u021bie \u0219i angaja\u021bi cu foarte mult respect pentru clien\u021bi. Ori nu trebuie b\u0103ga\u021bi to\u021bi \u00een aceea\u0219i oal\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"
Banc\u0103 \u00eenseamn\u0103, \u00een primul r\u00e2nd, conform dexonline.ro, scaun lung \u0219i \u00eengust pentru dou\u0103 sau mai multe persoane. Cred c\u0103 fiecare a stat c\u00e2ndva pe o banc\u0103, \u00eentr-un parc, \u00een sta\u021bia de tramvai, \u00eentr-o gar\u0103 de tren etc. \u0218i mai cred c\u0103 fiecare s-a a\u0219ezat pe acea banc\u0103 pentru a se odihni sau pentru a nu […]<\/p>\n","protected":false},"author":1,"featured_media":6874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[483],"tags":[523,486,12],"jetpack_publicize_connections":[],"yoast_head":"\n
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