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OO jG{"id":7305,"date":"2016-01-19T14:55:11","date_gmt":"2016-01-19T12:55:11","guid":{"rendered":"http:\/\/uriesblog.ro\/?p=7305"},"modified":"2018-01-28T00:11:24","modified_gmt":"2018-01-27T22:11:24","slug":"ce-ar-trebui-sa-stie-detinatorii-de-polite-rca-si-nu-stiu","status":"publish","type":"post","link":"https:\/\/uriesblog.ro\/ce-ar-trebui-sa-stie-detinatorii-de-polite-rca-si-nu-stiu\/","title":{"rendered":"Ce ar trebui s\u0103 \u0219tie de\u021bin\u0103torii de poli\u021be RCA \u0219i nu \u0219tiu"},"content":{"rendered":"

Activez \u0219i \u00een domeniul asigur\u0103rilor de 15 ani. Dar despre asta am mai vorbit. Ideea este c\u0103 am ceva experien\u021b\u0103, adic\u0103 nu vorbesc dup\u0103 ureche, iar c\u00e2nd ceva m\u0103 dep\u0103\u0219e\u0219te \u00eentreb, sap, cer informa\u021bii de la cei \u00een m\u0103sur\u0103 s\u0103 mi le ofere.<\/p>\n

Am avut foarte mul\u021bi clien\u021bi care fie \u0219i-au v\u00e2ndut fie \u0219i-au radiat vechea ma\u0219in\u0103 \u0219i mai apoi \u0219i-au luat alta. Unii dintre ace\u0219tia aveau la firmele de asigur\u0103ri istoric cu daune la activ, motiv pentru care poli\u021ba RCA era mai scump\u0103 pentru ei, al\u021bii erau \u00eenregistra\u021bi cu reduceri substan\u021biale pe motiv c\u0103 nu au avut daune niciodat\u0103.<\/p>\n

C\u00e2nd nu ai avut daune \u00eenseamn\u0103 c\u0103 e\u0219ti \u00eenregistrat, tehnic vorbind, cu o clas\u0103 sau mai multe numite bonusuri-malus. Mai jos o s\u0103 explic mai pe larg ce \u00eenseamn\u0103 clasa bonus-malus, ca s\u0103 \u00een\u021beleag\u0103 toat\u0103 lumea.<\/p>\n

Dar mai \u00eent\u00e2i s\u0103 ne ocup\u0103m de o chestiune foarte important\u0103 pe care foarte mul\u021bi de\u021bin\u0103tori de poli\u021be RCA nu o cunosc. \u0218tiu, o s\u0103-mi pun \u00een cap firmele de asigur\u0103ri, dar asta e, \u021bin cu clien\u021bii, pentru c\u0103 \u0219i eu la r\u00e2ndul meu sunt de\u021bin\u0103tor de poli\u021b\u0103 RCA. Pentru c\u0103 nu pot s\u0103 circul cu ma\u0219ina f\u0103r\u0103 asigurare de r\u0103spundere civil\u0103 fa\u021b\u0103 de ter\u021bi, amenda se ridic\u0103 undeva la 1000 de lei, iar poli\u021bistul care te prinde f\u0103r\u0103 asigurare are dreptul s\u0103-\u021bi ia cheile \u0219i numerele de \u00eenmatriculare ale ma\u0219inii.<\/p>\n

Despre ce vorbim aici? S\u0103 zicem c\u0103 ai o ma\u0219in\u0103 \u00een proprietate. \u021ai-ai cump\u0103rat-o acum 7 ani, iar de atunci \u0219i p\u00e2n\u0103 la acest moment nu ai avut nici un accident, adic\u0103 nu e\u0219ti \u00eenregistrat cu daune, adic\u0103 ai fost cuminte, atent \u0219i nu ai fost nevoit s\u0103 folose\u0219ti poli\u021ba RCA. De la an la an firma de asigur\u0103ri te-a recompensat cu un bonus, adic\u0103 \u021bi-a oferit o reducere numit\u0103, \u00een termeni specifici, bonus-malus. Te-ai bucurat de fiecare dat\u0103, pentru c\u0103 nu cred c\u0103 vrei s\u0103 pl\u0103te\u0219ti asigurarea cea mai scump\u0103 de pe pia\u021b\u0103, mai ales c\u0103 este vorba de un RCA, asigurare care, practic, o faci pentru ceilal\u021bi participan\u021bi la trafic.<\/p>\n

Merg mai departe \u0219i presupun c\u0103 dup\u0103 \u0219apte ani te-ai decis s\u0103-\u021bi vinzi ma\u0219ina \u0219i s\u0103-\u021bi iei alta. Foarte bine, a\u0219a fac oamenii \u00een\u021belep\u021bi, nu \u021bin de-o ma\u0219in\u0103 p\u00e2n\u0103 cad tablele de pe ea. La firma de asigur\u0103ri, a\u0219a cum spuneam, e\u0219ti \u00eenregistrat cu un bonus-malus 7, asta \u00eenseamn\u0103 c\u0103 ai primit 7 reduceri timp de 7 ani. Este un istoric bun, prin urmare, la urm\u0103toarele RCA-uri ai vrea s\u0103 prime\u0219ti bonus 8, bonus 9 etc. Adic\u0103 ai prefera s\u0103-\u021bi p\u0103strezi istoricul \u0219i s\u0103 porne\u0219ti cu asigurarea RCA pentru noua ma\u0219in\u0103 cu bonusuri-malus care vin ca o completare la ce a existat p\u00e2n\u0103 acum.<\/p>\n

Perfect, \u00ee\u021bi cumperi noua ma\u0219in\u0103 \u0219i te duci la brokerul t\u0103u preferat \u0219i \u00eei spui c\u0103 ai nevoie de asigurare RCA. Agentul bag\u0103 datele noii ma\u0219ini \u00een sistem \u0219i \u00ee\u021bi expune lista cu tarife de la toate firmele de asigur\u0103ri cu care colaboreaz\u0103 brokerul respectiv. \u00centrebi: b\u0103nuiesc c\u0103 am primit bonus-malus 8, pentru c\u0103 sunt \u00een al optulea an \u00een care nu am avut accidente?<\/p>\n

Nema bonus, zice agentul, istoricul vechi a fost resetat \u0219i acum porni\u021bi iar\u0103\u0219i de la 0. Poftim, zici, pu\u021bin iritat? Ce nu \u0219tii nici tu \u0219i nici agentul, adic\u0103 unii agen\u021bi, este c\u0103 exist\u0103 o norm\u0103 legal\u0103, oficial\u0103, dat\u0103 chiar de Autoritatea de Supraveghere Financiar\u0103 (ASF), organ de stat care controleaz\u0103, monitorizeaz\u0103 \u0219i reglementeaz\u0103 \u0219i activitatea asiguratorilor din Rom\u00e2nia, \u00een care st\u0103 scris negru pe alb c\u0103 \u201d\u00cen cazul \u00eenstr\u0103in\u0103rii\/radierii vehiculului asigurat, stabilirea noii clase de bonus-malus pentru un vehicul nou-dob\u00e2ndit se face pornind de la clasa bonus-malus de care asiguratul a beneficiat anterior.\u201d Nu ai \u0219tiut asta, dar \u021bie \u021bi s-ar p\u0103rea normal s\u0103-\u021bi p\u0103strezi vechiul istoric pe motiv c\u0103 ai fost cuminte \u0219i c\u0103 ma\u0219ina pentru care se \u00eencheie o poli\u021b\u0103 RCA este condus\u0103 de un \u0219ofer, adic\u0103 de tine, c\u0103 singur\u0103 nu prea are cum s\u0103 mearg\u0103 pentru c\u0103 tu nu \u021bi-ai luat o ma\u0219in\u0103 de juc\u0103rie, adic\u0103 teleghidat\u0103.<\/p>\n

Agentul nu \u0219tie de aceast\u0103 norm\u0103, fie pentru c\u0103 nu l-a interesat, fie pentru c\u0103 \u00eei convine foarte tare c\u0103 tu nu mai ai reduceri at\u00e2t de mari pentru c\u0103 astfel \u0219i el \u00ee\u0219i ia un comision mai mare. Suni la o firm\u0103 de asigur\u0103ri \u0219i \u00eentrebi: de ce mi s-a resetat istoricul? Vreau s\u0103 merg mai departe cu clasa bonus-malus la care am r\u0103mas dup\u0103 ce mi-am v\u00e2ndut vechea ma\u0219in\u0103. Nu se poate, zice reprezentatul firmei de asigur\u0103ri. Bun, zici, \u0219i suni la alt\u0103 firm\u0103. Acela\u0219i r\u0103spuns. Te \u00eenc\u0103p\u0103\u021b\u00e2nezi \u0219i suni \u0219i la celelalte firme de asigur\u0103ri existente pe pia\u021ba rom\u00e2neasc\u0103. R\u0103spunsul r\u0103m\u00e2ne acela\u0219i.<\/p>\n

Te resemnezi \u0219i \u00ee\u021bi faci asigurarea RCA cu clasa bonus-malus zero, c\u0103 ce-o s\u0103 faci, doar nu te apuci s\u0103 umbli f\u0103r\u0103 RCA. \u0218i via\u021ba merge \u00eenainte. Brokerul a luat comision mai mare, firma de asigur\u0103ri a c\u00e2\u0219tigat mai mul\u021bi bani, tu ai luat o muie scurt\u0103 \u0219i ai \u0219i pl\u0103tit pentru asta.<\/p>\n

Azi m-am decis s\u0103 sun la ASF \u0219i s\u0103 \u00eentreb dac\u0103 se cunoa\u0219te faptul c\u0103 firmele de asigur\u0103ri nu respect\u0103 legea \u0219i c\u0103 astfel \u00eencalc\u0103 drepturile consumatorilor, adic\u0103 ale clien\u021bilor de poli\u021be RCA. Din discu\u021bia avut\u0103 cu cei de la ASF am \u00een\u021beles c\u0103 se \u0219tie de aceast\u0103 problem\u0103, at\u00e2ta doar c\u0103 nu se poate face nimic dac\u0103 cei care cump\u0103r\u0103 poli\u021be RCA nu depun o peti\u021bie, o sesizare, o reclama\u021bie, un ceva de care s\u0103 se poat\u0103 lega aceast\u0103 autoritate \u00eenfiin\u021bat\u0103 special pentru supravegherea domeniului financiar din Rom\u00e2nia.<\/p>\n

S\u0103 mergem mai departe. Exist\u0103 clien\u021bi, a\u0219a cum spuneam mai sus, care au avut daune pe vechea ma\u0219in\u0103, motiv pentru care ace\u0219tia nu au beneficiat de bonusuri, ci de cre\u0219teri suplimentare la tariful de baz\u0103 \u0219i care, \u00een momentul \u00een care \u00ee\u0219i v\u00e2nd ma\u0219ina \u0219i mai apoi achizi\u021bioneaz\u0103 o alta pornesc tot de la zero. Cine-i \u00een avantaj? Cel care nu a avut daune \u0219i pleac\u0103 iar\u0103\u0219i de la zero sau cel care a avut daune \u0219i pleac\u0103 \u0219i el tot de la un mare zero?<\/p>\n

Prevederea legal\u0103 de care am pomenit mai sus apare \u00een Norma nr. 23\/2014 privind asigurarea obligatorie de r\u0103spundere civil\u0103 pentru prejudicii produse prin accidente de vehicule, act emis de ASF, reglementare aflat\u0103 \u00een vigoare de la data de 01.01.2015. Norma respectiv\u0103 poate fi desc\u0103rcat\u0103 de aici<\/a>.<\/p>\n

Clasele bonus-malus \u0219i coeficien\u021bii aferen\u021bi acestora<\/p>\n

\u0218i ca s\u0103 \u0219tie \u0219i de\u021bin\u0103torii de poli\u021be RCA la ce reduceri sau supliment\u0103ri de tarife se pot a\u0219tepta atunci c\u00e2nd au sau nu accidente \u00een trafic, voi publica aici un tabel cu coeficien\u0163ii aferen\u0163i claselor de bonus-malus, date extrase dintr-o anex\u0103 ata\u0219at\u0103 la Norma 23\/2014.<\/p>\n

\u201dB\u201d \u00eenseamn\u0103 discount, bonus, \u201dM\u201d \u00eenseamn\u0103 suplimentare de tarif pentru cazurile \u00een care \u00eenregistrezi accidente \u0219i utilizezi poli\u021ba RCA. C\u00e2nd faci prima poli\u021b\u0103 de asigurare se porne\u0219te de la B0, moment \u00een care pl\u0103te\u0219ti tariful de baz\u0103 f\u0103r\u0103 discounturi sau supliment\u0103ri. \u00cen prima coloan\u0103 se afl\u0103 Clasa Bonus Malus, \u00een a doua coloan\u0103 reg\u0103sim coeficientul aplicat asupra primei de asigurare \u00een procente – %<\/p>\n

B14 – 50<\/p>\n

B13 – 53<\/p>\n

B12 – 56<\/p>\n

B11 – 59<\/p>\n

B10 – 62<\/p>\n

B9 – 65<\/p>\n

B8 – 68<\/p>\n

B7 – 71<\/p>\n

B6 – 74<\/p>\n

B5 – 78<\/p>\n

B4 – 82<\/p>\n

B3 – 86<\/p>\n

B2 – 90<\/p>\n

B1 – 95<\/p>\n

B0 – 100 – <\/strong>momentul zero<\/p>\n

M1 – 105<\/p>\n

M2 – 110<\/p>\n

M3 – 120<\/p>\n

M4 – 130<\/p>\n

M5 – 145<\/p>\n

M6 – 160<\/p>\n

M7 – 180<\/p>\n

M8 – 200<\/p>\n

Care este modul de aplicare al sistemului bonus-malus \u00een func\u0163ie de num\u0103rul de daune? P\u0103i hai s\u0103 simplific\u0103m. Te afli la momentul zero, adic\u0103 tocmai \u021bi-ai cump\u0103rat o ma\u0219in\u0103 \u0219i ai pl\u0103tit prima poli\u021b\u0103 RCA. Tariful achitat este cel de baz\u0103, 300 de lei pe an – s\u0103 zicem. Dup\u0103 trei luni love\u0219ti cu ma\u0219ina pe cineva \u0219i firma de asigur\u0103ri este nevoit\u0103 s\u0103 pl\u0103teasc\u0103 desp\u0103gubiri. La anul, c\u00e2nd te vei duce s\u0103 pl\u0103te\u0219ti a doua poli\u021b\u0103 RCA, vei constata c\u0103 to\u021bi asiguratorii te-au b\u0103gat \u00een clasa M4, adic\u0103 vei pl\u0103ti \u00een plus fa\u021b\u0103 de tariful de baz\u0103 un procent de 30%. Trece vremea \u0219i tu \u00eenregistrezi a doua daun\u0103, nu te potole\u0219ti, caz \u00een care procentul ad\u0103ugat la tariful de baz\u0103 va cre\u0219te p\u00e2n\u0103 la 80 la sut\u0103, pentru c\u0103 te vei afla \u00een clasa M7. Un tabel complet cu modul de aplicare al sistemului bonus-malus po\u021bi desc\u0103rca de aici<\/a>.<\/p>\n

\u00cen sf\u00e2r\u0219it, mai trebuie spus c\u0103, potrivit aceluia\u0219i act normativ, \u201d\u00een situa\u0163ia \u00een care un asigurat de\u0163ine mai multe vehicule sistemul bonus-malus se aplic\u0103 distinct pentru fiecare vehicul \u00een parte.\u201d<\/p>\n

\u00cen concluzie, ori nu-\u021bi mai vinzi\/radiezi ma\u0219ina \u0219i o exploatezi p\u00e2n\u0103 cade \u0219i vopseaua de pe ea, ori te duci la asigurator \u0219i-i dai cu Norma 23 \u00een cap pentru a-l obliga s\u0103 te lase s\u0103-\u021bi p\u0103strezi istoricul asigur\u0103rilor dac\u0103 \u00ee\u021bi cumperi o ma\u0219in\u0103 nou\u0103 \u0219i-o vinzi pe cea veche. Iar ca s\u0103-\u021bi p\u0103strezi istoricul ai nevoie de urm\u0103toarele documente: copie dup\u0103 radierea vechii ma\u0219ini (prin urmare vinde-\u021bi ma\u0219ina cu obliga\u021bia ca noul proprietar s\u0103-\u0219i \u00eenmatriculeze autoturismul pe numele s\u0103u), copie dup\u0103 ultima asigurare a vechii ma\u0219ini, copie dup\u0103 actul de identitate, copie dup\u0103 contractul de v\u00e2nzare-cump\u0103rare a noii ma\u0219ini.<\/p>\n

Iar dac\u0103 nici un asigurator nu vrea s\u0103 te lase s\u0103-\u021bi p\u0103strezi istoricul asigur\u0103rilor de pe vechea ma\u0219in\u0103 nu ezita s\u0103 te adresezi ASF. C\u0103 dac\u0103 nimeni nu face nimic, unii fac numai ce vor \u0219i noi o lu\u0103m to\u021bi prin guri\u021b\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"

Activez \u0219i \u00een domeniul asigur\u0103rilor de 15 ani. Dar despre asta am mai vorbit. Ideea este c\u0103 am ceva experien\u021b\u0103, adic\u0103 nu vorbesc dup\u0103 ureche, iar c\u00e2nd ceva m\u0103 dep\u0103\u0219e\u0219te \u00eentreb, sap, cer informa\u021bii de la cei \u00een m\u0103sur\u0103 s\u0103 mi le ofere. Am avut foarte mul\u021bi clien\u021bi care fie \u0219i-au v\u00e2ndut fie \u0219i-au radiat […]<\/p>\n","protected":false},"author":1,"featured_media":7306,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[13],"tags":[18,100,861],"jetpack_publicize_connections":[],"yoast_head":"\nCe ar trebui s\u0103 \u0219tie de\u021bin\u0103torii de poli\u021be RCA \u0219i nu \u0219tiu - Blog<\/title>\n<meta name=\"description\" content=\"Am constatat de foarte multe ori c\u0103 de\u021bin\u0103torii de poli\u021be RCA nu-\u0219i cunosc drepturile \u0219i nici nu fac nimic. 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Evident, acestia stau in functiile acelea pe criterii politice, nicidecum pentru ca ar fi dovedit vreodata ca sunt niste profesionisti in asigurari. Am\u2026","rel":"","context":"\u00cen \u201eAsigur\u0103ri\u201d","block_context":{"text":"Asigur\u0103ri","link":"https:\/\/uriesblog.ro\/category\/asigurari\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7420,"url":"https:\/\/uriesblog.ro\/polite-rca-vandute-de-asiguratori-fara-sedii-in-romania\/","url_meta":{"origin":7305,"position":2},"title":"Poli\u021be RCA v\u00e2ndute de asigur\u0103tori f\u0103r\u0103 sedii \u00een Rom\u00e2nia","author":"Traian Urie\u015f","date":"2 februarie 2016","format":false,"excerpt":"Autoritatea de Supraveghere Financiar\u0103 (ASF) a anun\u021bat un proiect de modificare a Normei 23\/2014 privind poli\u021bele de asigurare RCA. Astfel, reprezentan\u021bii ASF \u0219i-au propus s\u0103 acorde dreptul de v\u00e2nzare RCA pe teritoriul Rom\u00e2niei \u0219i firmelor care nu au sedii \u0219i birouri proprii \u00eenregistrate \u00een Rom\u00e2nia. Asta \u00eenseamn\u0103 c\u0103 orice firm\u0103\u2026","rel":"","context":"\u00cen \u201eAsigur\u0103ri\u201d","block_context":{"text":"Asigur\u0103ri","link":"https:\/\/uriesblog.ro\/category\/asigurari\/"},"img":{"alt_text":"","src":"https:\/\/uriesblog.ro\/wp-content\/uploads\/2015\/11\/RCA-scump.png","width":350,"height":200},"classes":[]},{"id":2118,"url":"https:\/\/uriesblog.ro\/euroins-romania-nu-mai-voie-sa-vanda-rca\/","url_meta":{"origin":7305,"position":3},"title":"Euroins Romania nu mai are voie sa vanda RCA","author":"Traian Urie\u015f","date":"30 august 2013","format":false,"excerpt":"Euroins Romania, o societate de asigurari cu capital majoritar bulgar, a fost sanctionata cu restrictionarea vanzarilor politelor de asigurare RCA din cauza intarzierilor constante si nejustificate la plata daunelor catre clientii pagubiti si din cauza diminuarii despagubirilor acordate. In acelasi timp, directorul general al societatii, Mihnea Tobescu, a primit o\u2026","rel":"","context":"\u00cen \u201eAsigur\u0103ri\u201d","block_context":{"text":"Asigur\u0103ri","link":"https:\/\/uriesblog.ro\/category\/asigurari\/"},"img":{"alt_text":"","src":"https:\/\/uriesblog.ro\/wp-content\/uploads\/2015\/09\/scuze-rds.png","width":350,"height":200},"classes":[]},{"id":6036,"url":"https:\/\/uriesblog.ro\/pretul-unui-logan\/","url_meta":{"origin":7305,"position":4},"title":"RCA la pre\u0163ul unui Logan nou","author":"Traian Urie\u015f","date":"15 octombrie 2015","format":false,"excerpt":"Articolul acesta nu este o glum\u0103 \u015fi nici un pamflet. Printre altele sunt \u015fi broker \u00een asigur\u0103ri non-via\u0163\u0103. De fapt lucrez \u00een asigur\u0103ri de vreo 15 ani. Am v\u0103zut \u015fi auzit multe pove\u015fti \u015fi \u00eent\u00e2mpl\u0103ri \u00een acest domeniu. Ast\u0103zi o s\u0103-\u0163i povestesc despre dou\u0103 situa\u0163ii absolut stupide, demne de cartea\u2026","rel":"","context":"\u00cen \u201eAsigur\u0103ri\u201d","block_context":{"text":"Asigur\u0103ri","link":"https:\/\/uriesblog.ro\/category\/asigurari\/"},"img":{"alt_text":"","src":"https:\/\/uriesblog.ro\/wp-content\/uploads\/2015\/10\/tarife-RCA.png","width":350,"height":200},"classes":[]},{"id":6379,"url":"https:\/\/uriesblog.ro\/firmele-asigurari-luat-razna\/","url_meta":{"origin":7305,"position":5},"title":"Firmele de asigur\u0103ri au luat-o razna","author":"Traian Urie\u015f","date":"10 noiembrie 2015","format":false,"excerpt":"Am mai scris despre tarife mari la RCA. Acum vreau s\u0103 postez din nou o ofert\u0103 care pur \u015fi simplu m-a \u015focat, de\u015fi lucrez \u00een domeniu de mul\u0163i ani. \u015ei vin cu un caz concret, nu cu pove\u015fti inventate sau auzite la bere. Este vorba de o persoan\u0103 fizic\u0103 care\u2026","rel":"","context":"\u00cen \u201eAsigur\u0103ri\u201d","block_context":{"text":"Asigur\u0103ri","link":"https:\/\/uriesblog.ro\/category\/asigurari\/"},"img":{"alt_text":"","src":"https:\/\/uriesblog.ro\/wp-content\/uploads\/2015\/11\/RCA-scump.png","width":350,"height":200},"classes":[]}],"jetpack_likes_enabled":false,"_links":{"self":[{"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/posts\/7305"}],"collection":[{"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/comments?post=7305"}],"version-history":[{"count":0,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/posts\/7305\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/media\/7306"}],"wp:attachment":[{"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/media?parent=7305"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/categories?post=7305"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uriesblog.ro\/wp-json\/wp\/v2\/tags?post=7305"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}